updated 14 July 2008, 20.35hrs. Menu (Link) bottom of the page: RATE INCREASE When LOAN WILL NEVER BE PAID OFF !!!
VIEW Documents VIEW Jan 2008 COURT DECISION Confirming the Compounding Monthly
Breif features of this case:
1. The question before Justice Bowman on 18th June 2007 was to decide if there is a case at all in my submission to proceed further with hearings or not? This is the meaning of Section 75 application.
2. Justice Bowman heard the counsel for NAB for 25 minutes and then my arguments to continue the hearing for 50 minutes. On 20th June 2007 he allowed me to submit for 40 minutes against CBA on behalf of my (so called) friend Mr Rao who claimed not knowing much in law but immediately after 20th June 07 he told me that he believed Justice Bowman would ‘club both cases’ and give his judgment, a point I never came across before and ignored that day, but that is what Justice Bowman did!!!.
3. At the end of (both days of) my submissions, he ‘reserved the judgment’. No further contacts or communication until 23rd January 2008 when he decided to dismiss my case not to continue the hearing further, on the only grounds that the loan agreement showed the ‘total amount repayable over the term of loan’. Please read below…..
READY RECKONER - For a given Market interest rate its equivalent Simple interest Rate
Compound interest is the interest spoken/listed/shown/talked on ALL LOANs/ Credit cards unless the lender expressly gives in writing (can you believe their written promise, I have been given in writing by Westpac Banking Corporation, but still they only 'bluffed' in the court!!!).
The Following table shows the equivalent Simple Interest rate for a given rate quoted by lenders, for varying repayment periods:
2. On 30 Year Loan Term:
| Market/Lenders Rate | Equivalent simple interest rate | |||||||||||
| Compounding Monthly | Compounding Quarterly | Compounding Half yearly | Compounding Annually | |||||||||
| Repayment made | Repayment made | Repayment made | Repayment made | |||||||||
| Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | |
| 5.00% | 10.28457% | 10.29949% | 10.35992% | 10.16923% | 10.18424% | 10.24309% | 10.00414% | 10.01613% | 10.07267% | 9.68514% | 9.69935% | 9.75234% |
| 5.25% | 11.13771% | 11.15750% | 11.23424% | 11.00070% | 11.01986% | 11.09468% | 10.80155% | 10.81982% | 10.89152% | 10.42455% | 10.44125% | 10.50722% |
| 5.50% | 12.01901% | 12.04476% | 12.13694% | 11.85677% | 11.88174% | 11.97150% | 11.62138% | 11.64514% | 11.73079% | 11.18542% | 11.20411% | 11.28658% |
| 5.75% | 12.95326% | 12.98400% | 13.07277% | 12.76107% | 12.79074% | 12.87619% | 12.48511% | 12.51344% | 12.59446% | 11.96737% | 11.99288% | 12.06544% |
| 6.00% | 13.91837% | 13.95276% | 14.02991% | 13.69272% | 13.72580% | 13.79921% | 13.37090% | 13.40225% | 13.47064% | 12.78080% | 12.80715% | 12.87148% |
| 6.25% | 14.92539% | 14.98512% | 15.08720% | 14.66075% | 14.71807% | 14.81480% | 14.28238% | 14.33684% | 14.42639% | 13.59218% | 13.63705% | 13.71995% |
| 6.50% | 15.97917% | 16.01278% | 16.18109% | 15.67069% | 15.70243% | 15.86337% | 15.23163% | 15.26050% | 15.41087% | 14.43200% | 14.45609% | 14.58869% |
| 6.75% | 17.06304% | 17.13986% | 17.31010% | 16.70364% | 16.77730% | 16.93842% | 16.19968% | 16.26903% | 16.41815% | 15.29545% | 15.35417% | 15.48944% |
| 7.00% | 18.19215% | 18.25510% | 18.46787% | 17.77811% | 17.83496% | 18.03490% | 17.19728% | 17.24588% | 17.42783% | 16.15341% | 16.20333% | 16.35508% |
| 7.25% | 19.36838% | 19.44708% | 19.64952% | 18.88850% | 18.96272% | 19.15115% | 18.21674% | 18.28414% | 18.45333% | 17.02824% | 17.08475% | 17.22412% |
| 7.50% | 20.60477% | 20.71818% | 20.99315% | 20.05117% | 20.15818% | 20.41363% | 19.28444% | 19.38729% | 19.61884% | 17.95984% | 18.04421% | 18.22761% |
| 7.75% | 21.86173% | 21.97380% | 22.22830% | 21.22544% | 21.32983% | 21.56163% | 20.35038% | 20.44424% | 20.64737% | 18.85426% | 18.92312% | 19.09554% |
| 8.00% | 23.15173% | 23.30091% | 23.63928% | 22.42346% | 22.56164% | 22.87018% | 21.43769% | 21.56048% | 21.83207% | 19.73314% | 19.83682% | 20.05321% |
| 8.25% | 24.52834% | 24.66451% | 25.08797% | 23.69540% | 23.81958% | 24.20503% | 22.56880% | 22.67699% | 23.01417% | 20.66181% | 20.74658% | 21.01291% |
| 8.50% | 25.89182% | 26.04966% | 26.58059% | 24.94427% | 25.08612% | 25.56850% | 23.68379% | 23.80739% | 24.23009% | 21.60162% | 21.70615% | 22.04388% |
| 8.75% | 27.35867% | 27.54755% | 28.09872% | 26.28219% | 26.45106% | 26.94285% | 24.85578% | 24.99773% | 25.41783% | 22.51809% | 22.62544% | 22.96316% |
| 9.00% | 28.80315% | 29.07395% | 29.63605% | 27.58591% | 27.83009% | 28.32198% | 25.99601% | 26.19309% | 26.61959% | 23.39540% | 23.54861% | 23.86220% |
| 9.25% | 30.36350% | 30.62219% | 31.19281% | 28.98659% | 29.21473% | 29.70196% | 27.19948% | 27.39095% | 27.78447% | 24.34378% | 24.48829% | 24.76110% |
| 9.50% | 31.90353% | 32.13461% | 32.82797% | 30.35376% | 30.55013% | 31.13905% | 28.36848% | 28.53573% | 29.01061% | 25.28792% | 25.39702% | 25.71129% |
| 9.75% | 33.50762% | 33.81625% | 34.66263% | 31.76817% | 32.03199% | 32.74765% | 29.55933% | 29.77362% | 30.34745% | 26.16426% | 26.32585% | 26.72842% |
| 10.00% | 35.18409% | 35.42477% | 36.32893% | 33.23544% | 33.42692% | 34.17469% | 30.80493% | 30.95203% | 31.53689% | 27.07728% | 27.14626% | 27.53270% |
| 10.25% | 36.82066% | 37.16231% | 38.28713% | 34.63688% | 34.91574% | 35.83881% | 31.95201% | 32.16597% | 32.89152% | 27.90672% | 28.04613% | 28.53723% |
| 10.50% | 38.52915% | 38.91657% | 40.28947% | 36.09414% | 36.40566% | 37.53070% | 33.13495% | 33.37082% | 34.24079% | 28.75035% | 28.89815% | 29.49644% |
| 10.75% | 40.32804% | 40.82542% | 42.34990% | 37.62038% | 38.02376% | 39.18888% | 34.38048% | 34.70293% | 35.58829% | 29.72522% | 29.94112% | 30.54893% |
| 11.00% | 42.13534% | 42.62966% | 44.43191% | 39.13613% | 39.52185% | 40.94190% | 35.58717% | 35.87018% | 36.90313% | 30.57737% | 30.75313% | 31.46453% |
| 11.25% | 43.94531% | 44.60508% | 46.14850% | 40.61507% | 41.13759% | 42.27478% | 36.74499% | 37.13724% | 37.92358% | 31.36210% | 31.60665% | 32.02490% |
| 11.50% | 45.77049% | 46.37508% | 48.25015% | 42.10142% | 42.55314% | 43.93414% | 37.93925% | 38.25599% | 39.21321% | 32.12853% | 32.30905% | 32.87214% |
| 11.75% | 47.68098% | 48.39859% | 50.79703% | 43.64825% | 44.14466% | 45.94444% | 39.09840% | 39.43803% | 40.74714% | 32.91410% | 33.10439% | 33.91981% |
| 12.00% | 49.60648% | 50.38419% | 52.96321% | 45.15990% | 45.72177% | 47.57998% | 40.25023% | 40.63221% | 41.91217% | 33.68976% | 33.90384% | 34.66026% |
| 12.25% | 51.52526% | 52.36987% | 55.24794% | 46.66504% | 47.25682% | 49.28803% | 41.41365% | 41.82570% | 43.20975% | 34.61729% | 34.85245% | 35.63512% |
| 12.50% | 53.54378% | 54.61978% | 57.42761% | 48.21583% | 48.98446% | 50.82686% | 42.56983% | 43.09875% | 44.25139% | 35.34835% | 35.66727% | 36.29858% |
| 12.75% | 55.43082% | 56.64112% | 60.26988% | 49.64226% | 50.49813% | 52.93726% | 43.59345% | 44.17705% | 45.77492% | 35.97459% | 36.30309% | 37.26119% |
| 13.00% | 57.43880% | 58.64049% | 62.59254% | 51.13948% | 51.93829% | 54.50003% | 44.67590% | 45.19116% | 46.82345% | 36.64415% | 36.90645% | 37.77353% |
| 13.25% | 59.56363% | 60.88711% | 64.78877% | 52.72487% | 53.58844% | 55.93378% | 45.88331% | 46.38547% | 47.80455% | 37.38423% | 37.63950% | 38.33488% |
| 13.50% | 61.56311% | 63.12543% | 67.75067% | 54.16385% | 55.18627% | 57.95239% | 46.89202% | 47.55410% | 49.20945% | 38.05636% | 38.42726% | 39.27528% |
| 13.75% | 63.67857% | 65.35296% | 70.07543% | 55.66964% | 56.76648% | 59.39296% | 47.93262% | 48.62760% | 50.06788% | 38.70711% | 39.09183% | 39.72897% |
| 14.00% | 65.57773% | 67.31250% | 73.18527% | 57.00563% | 58.05321% | 61.40287% | 48.86860% | 49.48094% | 51.44435% | 39.25328% | 39.57636% | 40.59655% |
| 14.25% | 67.66859% | 69.48418% | 76.28715% | 58.46848% | 59.52552% | 63.38227% | 49.92349% | 50.56546% | 52.87123% | 40.11687% | 40.43427% | 41.64219% |
| 14.50% | 69.68068% | 71.69327% | 78.59670% | 59.82879% | 60.98194% | 64.59604% | 50.85374% | 51.51708% | 53.52584% | 40.65895% | 40.98898% | 41.91773% |
| 14.75% | 71.87039% | 74.24124% | 81.75834% | 61.35280% | 62.72617% | 66.49241% | 51.89928% | 52.69890% | 54.71763% | 41.34302% | 41.79296% | 42.71829% |
| 15.00% | 73.84334% | 76.35141% | 84.96369% | 62.62398% | 64.03770% | 68.30636% | 52.74272% | 53.56623% | 55.90556% | 41.80636% | 42.23552% | 43.46454% |
| 15.25% | 75.95432% | 78.45808% | 87.17563% | 64.05622% | 65.37087% | 69.32233% | 53.78394% | 54.46965% | 56.51867% | 42.37186% | 42.67717% | 43.58163% |
| 15.50% | 78.02044% | 80.93126% | 90.63314% | 65.37352% | 66.93075% | 71.18148% | 54.67862% | 55.56790% | 57.54250% | 42.90690% | 43.36014% | 44.17603% |
| 15.75% | 80.08648% | 82.92663% | 93.85173% | 66.69372% | 68.09241% | 72.80539% | 55.55829% | 56.29192% | 58.69498% | 43.42046% | 43.73833% | 44.84306% |
| 16.00% | 82.10294% | 85.42825% | 97.13664% | 67.99135% | 69.68867% | 74.45385% | 56.37349% | 57.31858% | 59.64253% | 43.91791% | 44.38745% | 45.39080% |
| 16.25% | 84.05893% | 87.30979% | 100.67209% | 69.18679% | 70.71014% | 76.16787% | 57.15345% | 57.92659% | 60.69760% | 44.38463% | 44.71455% | 46.02466% |
| 16.50% | 85.96550% | 89.71387% | 104.10676% | 70.40023% | 72.15052% | 77.72739% | 58.08040% | 58.88700% | 61.64670% | 45.32947% | 45.31186% | 46.58766% |
| 16.75% | 88.03800% | 92.07884% | 107.38047% | 71.65909% | 73.49164% | 79.17084% | 58.88796% | 59.90722% | 62.66607% | 45.80850% | 46.33796% | 47.68787% |
| 17.00% | 90.12409% | 93.73886% | 110.98302% | 72.93901% | 74.40120% | 80.70172% | 59.70619% | 60.39085% | 63.55573% | 46.29906% | 46.53934% | 48.02574% |
| 17.25% | 91.82203% | 95.97073% | 114.62966% | 73.90211% | 75.67105% | 82.23471% | 60.31929% | 61.18842% | 64.26516% | 46.59970% | 46.97237% | 48.49525% |
| 17.50% | 93.78499% | 98.14668% | 117.92825% | 75.12935% | 76.93735% | 83.47325% | 61.11761% | 61.95909% | 65.07311% | 47.00690% | 47.38053% | 48.91928% |
| 17.75% | 95.68782% | 100.27832% | 121.58775% | 76.23025% | 78.09628% | 84.85259% | 61.83270% | 62.72895% | 65.92714% | 47.43403% | 47.76982% | 49.19837% |
| 18.00% | 97.52445% | 102.33000% | 124.85904% | 77.29515% | 79.19847% | 85.88772% | 62.52097% | 63.42417% | 66.47388% | 47.80780% | 48.14486% | 49.57981% |
| 18.25% | 99.36178% | 104.32136% | 128.46310% | 78.36862% | 80.32595% | 87.21096% | 63.36596% | 64.28694% | 67.41863% | 48.18873% | 48.56033% | 49.93195% |
| 18.50% | 101.06272% | 106.23580% | 132.11186% | 79.36419% | 81.29716% | 88.38500% | 63.93515% | 64.86423% | 68.06480% | 48.51307% | 48.88435% | 50.28319% |
| 18.75% | 103.09249% | 108.92236% | 135.30670% | 80.58416% | 82.88702% | 89.20664% | 64.76950% | 65.96258% | 68.49376% | 49.14406% | 49.69728% | 50.61478% |
| 19.00% | 104.65579% | 110.69339% | 138.90481% | 81.51438% | 83.77796% | 90.35660% | 65.31497% | 66.47775% | 69.03297% | 49.45545% | 49.97794% | 50.86123% |
| 19.25% | 106.55716% | 112.55004% | 144.49475% | 82.63508% | 84.68547% | 92.61367% | 66.04772% | 66.94848% | 70.53916% | 49.89595% | 50.23166% | 51.85315% |
| 19.50% | 108.05039% | 114.16763% | 148.03590% | 83.42062% | 85.56219% | 93.50932% | 66.53653% | 67.49299% | 70.99781% | 50.15710% | 50.52640% | 52.08010% |
| 19.75% | 109.83814% | 116.65299% | 151.77606% | 84.45179% | 86.98114% | 94.46471% | 67.22675% | 68.46579% | 71.53605% | 50.56469% | 51.13667% | 52.35722% |
| 20.00% | 111.56634% | 118.12117% | 155.24993% | 85.55112% | 87.76832% | 95.35987% | 68.17523% | 69.21757% | 72.12091% | 51.62749% | 52.04175% | 53.13687% |
2. On 25 Year Loan Term:
| Lenders Rate | Equivalent simple interest rate | |||||||||||
| Compounding Monthly | Compounding Quarterly | Compounding Half yearly | Compounding Annually | |||||||||
| Repayment made | Repayment made | Repayment made | Repayment made | |||||||||
| Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | |
| 5.00% | 9.26190% | 9.27389% | 9.32522% | 9.17467% | 9.18648% | 9.23624% | 9.04599% | 9.05740% | 9.10663% | 8.79808% | 8.80884% | 8.85538% |
| 5.25% | 9.98405% | 9.99966% | 10.02794% | 9.88091% | 9.89386% | 9.92357% | 9.73137% | 9.74399% | 9.77230% | 9.44854% | 9.46164% | 9.48345% |
| 5.50% | 10.74027% | 10.76623% | 10.78316% | 10.61899% | 10.64447% | 10.66031% | 10.44188% | 10.46652% | 10.48091% | 10.10877% | 10.13228% | 10.14478% |
| 5.75% | 11.52013% | 11.54200% | 11.56685% | 11.37944% | 11.39751% | 11.42438% | 11.17332% | 11.19070% | 11.21566% | 10.78211% | 10.79796% | 10.81943% |
| 6.00% | 12.33659% | 12.36045% | 12.43324% | 12.17250% | 12.19576% | 12.26652% | 11.93494% | 11.95919% | 12.02709% | 11.49616% | 11.51713% | 11.58379% |
| 6.25% | 13.17457% | 13.20252% | 13.26764% | 12.98417% | 13.01127% | 13.07384% | 12.70847% | 12.73417% | 12.79295% | 12.19997% | 12.22377% | 12.27683% |
| 6.50% | 14.05189% | 14.10277% | 14.18862% | 13.83177% | 13.88134% | 13.96379% | 13.51742% | 13.56062% | 13.64327% | 12.92605% | 12.96547% | 13.03931% |
| 6.75% | 14.95449% | 14.99004% | 15.08066% | 14.70153% | 14.73557% | 14.82169% | 14.33906% | 14.37103% | 14.45042% | 13.66901% | 13.69751% | 13.76365% |
| 7.00% | 15.89449% | 15.93899% | 16.05606% | 15.60438% | 15.64682% | 15.75841% | 15.19216% | 15.23230% | 15.33678% | 14.44434% | 14.47787% | 14.57632% |
| 7.25% | 16.88109% | 16.91134% | 17.05835% | 16.54896% | 16.57717% | 16.71701% | 16.07710% | 16.10261% | 16.23294% | 15.22323% | 15.24510% | 15.36018% |
| 7.50% | 17.86872% | 17.95107% | 18.08771% | 17.49048% | 17.56920% | 17.69761% | 16.95786% | 17.03229% | 17.15031% | 15.98681% | 16.05321% | 16.15288% |
| 7.75% | 18.92883% | 19.01828% | 19.16861% | 18.49869% | 18.58388% | 18.72365% | 17.89231% | 17.97158% | 18.09894% | 16.80487% | 16.87479% | 16.98220% |
| 8.00% | 19.98592% | 20.06446% | 20.24435% | 19.49839% | 19.57227% | 19.73975% | 18.82078% | 18.88899% | 19.04118% | 17.62381% | 17.67844% | 17.81453% |
| 8.25% | 21.12064% | 21.18575% | 21.36110% | 20.56822% | 20.62828% | 20.78925% | 19.79862% | 19.85185% | 19.99383% | 18.45502% | 18.48957% | 18.61311% |
| 8.50% | 22.25248% | 22.38148% | 22.64301% | 21.62980% | 21.75128% | 21.99369% | 20.77515% | 20.88759% | 21.10596% | 19.27031% | 19.36635% | 19.54649% |
| 8.75% | 23.43711% | 23.54735% | 23.80770% | 22.73615% | 22.83823% | 23.07648% | 21.77050% | 21.86159% | 22.07085% | 20.10015% | 20.17481% | 20.34080% |
| 9.00% | 24.64197% | 24.80481% | 25.13812% | 23.85528% | 24.00739% | 24.31306% | 22.79183% | 22.92954% | 23.20114% | 20.97891% | 21.09440% | 21.32704% |
| 9.25% | 25.91157% | 26.06074% | 26.33647% | 25.03128% | 25.16775% | 25.41357% | 23.83123% | 23.95153% | 24.15844% | 21.82419% | 21.91460% | 22.08342% |
| 9.50% | 27.20215% | 27.36135% | 27.74424% | 26.21208% | 26.35601% | 26.69805% | 24.88126% | 25.00714% | 25.30164% | 22.66923% | 22.77570% | 23.00434% |
| 9.75% | 28.51034% | 28.69863% | 29.18394% | 27.40605% | 27.57591% | 28.01074% | 25.94257% | 26.09004% | 26.46701% | 23.49693% | 23.61161% | 23.90202% |
| 10.00% | 29.89441% | 30.05435% | 30.65277% | 28.65459% | 28.80408% | 29.34107% | 27.02605% | 27.15136% | 27.61313% | 24.34820% | 24.43948% | 24.79453% |
| 10.25% | 31.28661% | 31.42293% | 31.96753% | 29.92248% | 30.03723% | 30.51337% | 28.14768% | 28.21764% | 28.58994% | 25.29624% | 25.33517% | 25.62403% |
| 10.50% | 32.71595% | 32.92040% | 33.48083% | 31.19383% | 31.36964% | 31.84772% | 29.22335% | 29.37650% | 29.76623% | 26.13107% | 26.23315% | 26.48684% |
| 10.75% | 34.14675% | 34.44033% | 35.00967% | 32.46475% | 32.72182% | 33.19703% | 30.29670% | 30.51089% | 30.88045% | 26.92492% | 27.07364% | 27.34260% |
| 11.00% | 35.66603% | 35.97827% | 36.91221% | 33.81186% | 34.07094% | 34.87192% | 31.46093% | 31.65390% | 32.30851% | 27.75234% | 27.92146% | 28.41053% |
| 11.25% | 37.19879% | 37.56039% | 38.49985% | 35.14327% | 35.45021% | 36.24151% | 32.56910% | 32.82297% | 33.45986% | 28.57497% | 28.75628% | 29.19736% |
| 11.50% | 38.74269% | 39.16040% | 40.16710% | 36.48242% | 36.80863% | 37.67373% | 33.65868% | 33.91946% | 34.60399% | 29.37034% | 29.55183% | 30.01828% |
| 11.75% | 40.39083% | 40.73839% | 41.79448% | 37.89400% | 38.17488% | 39.02925% | 34.82612% | 35.03730% | 35.69011% | 30.24365% | 30.37769% | 30.80165% |
| 12.00% | 41.96797% | 42.35518% | 43.47658% | 39.23572% | 39.54557% | 40.43535% | 35.92436% | 36.17036% | 36.83682% | 31.12342% | 31.28172% | 31.67424% |
| 12.25% | 43.63279% | 44.15770% | 45.59831% | 40.63457% | 41.06159% | 42.20813% | 37.05944% | 37.39032% | 38.25256% | 31.89441% | 32.11498% | 32.65832% |
| 12.50% | 45.30715% | 45.78530% | 47.23874% | 42.03006% | 42.40238% | 43.52820% | 38.14723% | 38.41764% | 39.23776% | 32.64249% | 32.82047% | 33.32839% |
| 12.75% | 47.00405% | 47.65697% | 49.42069% | 43.44282% | 43.94524% | 45.30850% | 39.29196% | 39.63309% | 40.63242% | 33.36668% | 33.61255% | 34.28488% |
| 13.00% | 48.80464% | 49.50524% | 51.17869% | 44.90590% | 45.45119% | 46.68892% | 40.43050% | 40.85843% | 41.71677% | 34.18567% | 34.46032% | 34.95116% |
| 13.25% | 50.61305% | 51.40594% | 53.43332% | 46.36163% | 46.97424% | 48.46972% | 41.53572% | 42.00950% | 43.06366% | 34.92927% | 35.23460% | 35.85427% |
| 13.50% | 52.30508% | 53.02330% | 55.19291% | 47.70523% | 48.23171% | 49.79554% | 42.54639% | 42.90638% | 43.96780% | 35.58321% | 35.78709% | 36.38960% |
| 13.75% | 54.13211% | 54.92338% | 57.56460% | 49.14236% | 49.71201% | 51.62189% | 43.64382% | 44.03084% | 45.35256% | 36.29298% | 36.50692% | 37.29293% |
| 14.00% | 56.06208% | 57.09424% | 59.92121% | 50.66546% | 51.42748% | 53.42016% | 44.84994% | 45.39244% | 46.74177% | 37.26208% | 37.61695% | 38.44649% |
| 14.25% | 57.88413% | 59.01052% | 61.67377% | 52.05005% | 52.86740% | 54.61328% | 45.84595% | 46.41749% | 47.50524% | 37.89587% | 38.24483% | 38.82692% |
| 14.50% | 59.83630% | 60.91334% | 64.22812% | 53.56570% | 54.30879% | 56.52342% | 46.94643% | 47.43458% | 48.84800% | 38.65290% | 38.90299% | 39.65855% |
| 14.75% | 61.66274% | 62.76384% | 66.68277% | 54.90450% | 55.63410% | 58.25920% | 47.90247% | 48.36033% | 50.07907% | 39.19014% | 39.47103% | 40.47448% |
| 15.00% | 63.59675% | 65.03807% | 69.14938% | 56.33561% | 57.32814% | 59.97519% | 48.92798% | 49.59070% | 51.25774% | 39.82157% | 40.18823% | 41.16589% |
| 15.25% | 65.55707% | 66.90545% | 70.86009% | 57.78019% | 58.64860% | 61.01024% | 50.00590% | 50.57157% | 51.94140% | 40.43161% | 40.72788% | 41.36598% |
| 15.50% | 67.49619% | 69.10348% | 73.50173% | 59.16814% | 60.21691% | 62.78774% | 50.97887% | 51.67832% | 53.16700% | 41.01517% | 41.40562% | 42.09657% |
| 15.75% | 69.41484% | 70.99795% | 76.02716% | 60.55397% | 61.53401% | 64.46201% | 51.92483% | 52.51307% | 54.20964% | 41.59481% | 41.88718% | 42.71639% |
| 16.00% | 71.50358% | 73.25852% | 78.74820% | 62.02180% | 63.01889% | 66.20007% | 52.95328% | 53.53567% | 55.35797% | 42.24309% | 42.51702% | 43.41266% |
| 16.25% | 73.41787% | 75.41835% | 81.38629% | 63.32821% | 64.55312% | 67.81342% | 53.84601% | 54.59379% | 56.41227% | 42.78670% | 43.17866% | 44.03236% |
| 16.50% | 75.46846% | 77.22299% | 84.15068% | 64.77707% | 65.73333% | 69.55920% | 54.94795% | 55.48241% | 57.55051% | 43.83345% | 44.02899% | 45.18551% |
| 16.75% | 77.32080% | 79.42597% | 86.71372% | 65.98145% | 67.16832% | 70.99587% | 55.71742% | 56.42479% | 58.55734% | 44.23530% | 44.55681% | 45.61316% |
| 17.00% | 79.36461% | 81.61961% | 89.53510% | 67.34693% | 68.58801% | 72.61985% | 56.61100% | 57.33920% | 59.54607% | 44.75984% | 45.06069% | 46.15200% |
| 17.25% | 81.37731% | 83.78520% | 92.10279% | 68.67017% | 70.01130% | 74.04265% | 57.47936% | 58.22499% | 60.32559% | 45.24238% | 45.59554% | 46.63654% |
| 17.50% | 83.36088% | 85.92515% | 94.94453% | 69.98390% | 71.33232% | 75.56471% | 58.38545% | 59.10853% | 61.29530% | 45.73030% | 46.05912% | 47.11501% |
| 17.75% | 85.30481% | 88.03419% | 97.77114% | 71.20751% | 72.60368% | 77.00887% | 59.18591% | 59.92495% | 62.15752% | 46.19535% | 46.49603% | 47.41972% |
| 18.00% | 87.20814% | 90.10252% | 100.31863% | 72.46521% | 73.91667% | 78.30041% | 60.11803% | 60.92297% | 63.05663% | 46.60184% | 46.96780% | 47.84426% |
| 18.25% | 89.12736% | 92.13240% | 104.53036% | 73.62455% | 75.07169% | 80.70706% | 60.84539% | 61.62318% | 64.67829% | 47.01823% | 47.34997% | 48.90200% |
| 18.50% | 91.27819% | 94.82809% | 107.47456% | 74.99942% | 76.77653% | 82.06913% | 61.78170% | 62.76933% | 65.43668% | 47.70611% | 48.08742% | 49.30239% |
| 18.75% | 93.04491% | 96.78169% | 110.32685% | 76.03070% | 77.87107% | 83.33586% | 62.43615% | 63.43829% | 66.16116% | 48.07043% | 48.55930% | 49.79164% |
| 19.00% | 95.12954% | 98.82663% | 113.22263% | 77.37916% | 79.08541% | 84.66056% | 63.26640% | 64.12930% | 66.82065% | 48.56015% | 48.93161% | 50.12489% |
| 19.25% | 96.85922% | 100.67118% | 115.69032% | 78.36525% | 80.05935% | 85.52469% | 63.86247% | 64.68777% | 67.19710% | 48.87347% | 49.21570% | 50.26168% |
| 19.50% | 98.93296% | 103.27555% | 120.24612% | 79.61124% | 81.62052% | 87.86693% | 64.68823% | 65.74467% | 68.76444% | 49.36010% | 49.86055% | 51.25768% |
| 19.75% | 100.87727% | 105.01418% | 123.24921% | 80.77460% | 82.49379% | 89.01053% | 65.45048% | 66.24681% | 69.39185% | 49.81249% | 50.10141% | 51.56186% |
| 20.00% | 102.79063% | 107.57112% | 126.05379% | 81.97491% | 84.09644% | 90.10298% | 66.42821% | 67.48207% | 70.26424% | 50.86042% | 51.42563% | 52.50242% |
2. On 20 Year Loan Term:
| Lenders Rate | Equivalent simple interest rate | |||||||||||
| Compounding Monthly | Compounding Quarterly | Compounding Half yearly | Compounding Annually | |||||||||
| Repayment made | Repayment made | Repayment made | Repayment made | |||||||||
| Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | |
| 5.00% | 8.31674% | 8.32601% | 8.34476% | 8.24998% | 8.25913% | 8.27756% | 8.15126% | 8.16015% | 8.17799% | 7.96304% | 7.97168% | 7.98875% |
| 5.25% | 8.92073% | 8.93161% | 8.95957% | 8.84307% | 8.85377% | 8.88126% | 8.72983% | 8.74038% | 8.76723% | 8.50785% | 8.51780% | 8.54388% |
| 5.50% | 9.55041% | 9.57244% | 9.59785% | 9.46046% | 9.48218% | 9.50706% | 9.32799% | 9.34918% | 9.37314% | 9.07239% | 9.09271% | 9.11483% |
| 5.75% | 10.19784% | 10.21282% | 10.25118% | 10.09417% | 10.10888% | 10.14644% | 9.94377% | 9.95818% | 9.99478% | 9.65937% | 9.67214% | 9.70914% |
| 6.00% | 10.87371% | 10.89103% | 10.92259% | 10.75465% | 10.77164% | 10.80233% | 10.57998% | 10.59635% | 10.62568% | 10.25238% | 10.26807% | 10.29539% |
| 6.25% | 11.56802% | 11.58806% | 11.60783% | 11.43190% | 11.45152% | 11.47041% | 11.23550% | 11.25480% | 11.27238% | 10.85509% | 10.87298% | 10.88815% |
| 6.50% | 12.28187% | 12.30313% | 12.37886% | 12.12679% | 12.14778% | 12.22169% | 11.90006% | 11.92011% | 11.99149% | 11.46951% | 11.48783% | 11.55429% |
| 6.75% | 13.02605% | 13.06595% | 13.10556% | 12.85024% | 12.88918% | 12.92737% | 12.59795% | 12.63521% | 12.67135% | 12.12744% | 12.16378% | 12.19699% |
| 7.00% | 13.78895% | 13.82153% | 13.84066% | 13.58994% | 13.61990% | 13.63947% | 13.29967% | 13.33030% | 13.34544% | 12.76835% | 12.79301% | 12.81045% |
| 7.25% | 14.57181% | 14.62522% | 14.68078% | 14.34519% | 14.39709% | 14.45008% | 14.01796% | 14.06769% | 14.11700% | 13.41530% | 13.46208% | 13.50621% |
| 7.50% | 15.39171% | 15.44868% | 15.53433% | 15.13644% | 15.19180% | 15.27405% | 14.77300% | 14.82631% | 14.90568% | 14.08748% | 14.13620% | 14.20701% |
| 7.75% | 16.23108% | 16.29788% | 16.33136% | 15.94446% | 16.00951% | 16.03979% | 15.53213% | 15.59409% | 15.61993% | 14.76842% | 14.82478% | 14.84343% |
| 8.00% | 17.08847% | 17.15968% | 17.23282% | 16.76815% | 16.83702% | 16.90649% | 16.31269% | 16.38150% | 16.44607% | 15.49564% | 15.55551% | 15.61791% |
| 8.25% | 17.98831% | 18.02004% | 18.16719% | 17.62754% | 17.65725% | 17.79720% | 17.11718% | 17.14420% | 17.27850% | 16.20110% | 16.22035% | 16.33183% |
| 8.50% | 18.88002% | 18.92103% | 19.10834% | 18.47820% | 18.51608% | 18.69524% | 17.90844% | 17.94108% | 18.10851% | 16.88781% | 16.90945% | 17.06754% |
| 8.75% | 19.82109% | 19.88755% | 20.08479% | 19.37331% | 19.43684% | 19.62516% | 18.74904% | 18.80799% | 18.98454% | 17.60235% | 17.65358% | 17.80709% |
| 9.00% | 20.81098% | 20.82208% | 21.06484% | 20.31072% | 20.32334% | 20.54950% | 19.60646% | 19.61587% | 19.83190% | 18.34407% | 18.34744% | 18.53833% |
| 9.25% | 21.78272% | 21.83716% | 22.09189% | 21.22784% | 21.27810% | 21.52003% | 20.45225% | 20.49726% | 20.72010% | 19.07536% | 19.11159% | 19.30321% |
| 9.50% | 22.81651% | 22.87227% | 23.14587% | 22.19813% | 22.25533% | 22.51271% | 21.35346% | 21.40445% | 21.64277% | 19.88403% | 19.92546% | 20.11849% |
| 9.75% | 23.86365% | 23.92699% | 24.20895% | 23.18204% | 23.23937% | 23.50229% | 22.24450% | 22.29433% | 22.50576% | 20.62301% | 20.66262% | 20.85311% |
| 10.00% | 24.92708% | 24.99916% | 25.25584% | 24.17605% | 24.24129% | 24.47792% | 23.14006% | 23.19646% | 23.40672% | 21.36127% | 21.41052% | 21.58460% |
| 10.25% | 26.01376% | 26.10339% | 26.34344% | 25.19047% | 25.27179% | 25.49067% | 24.06477% | 24.12794% | 24.33514% | 22.09771% | 22.14446% | 22.30654% |
| 10.50% | 27.15434% | 27.30395% | 27.66902% | 26.24203% | 26.37869% | 26.71388% | 25.01202% | 25.13057% | 25.42965% | 22.88974% | 22.97200% | 23.21519% |
| 10.75% | 28.32193% | 28.44401% | 28.80071% | 27.32123% | 27.41316% | 27.75608% | 25.95998% | 26.03795% | 26.33793% | 23.65764% | 23.71591% | 23.95147% |
| 11.00% | 29.50638% | 29.68812% | 29.95233% | 28.40200% | 28.56876% | 28.79737% | 26.91450% | 27.06089% | 27.24706% | 24.42244% | 24.53991% | 24.66716% |
| 11.25% | 30.71573% | 30.85721% | 31.35826% | 29.51152% | 29.63538% | 30.08904% | 27.91041% | 28.00756% | 28.41722% | 25.28653% | 25.35758% | 25.67227% |
| 11.50% | 31.92916% | 32.13818% | 32.53102% | 30.60372% | 30.79130% | 31.13362% | 28.86231% | 29.02487% | 29.31124% | 26.02060% | 26.14787% | 26.33305% |
| 11.75% | 33.23127% | 33.46145% | 33.99510% | 31.78780% | 31.99419% | 32.46701% | 29.87433% | 30.05073% | 30.44797% | 26.79748% | 26.93417% | 27.26051% |
| 12.00% | 34.46868% | 34.66327% | 35.19345% | 32.88923% | 33.05553% | 33.51388% | 30.82614% | 30.95518% | 31.33079% | 27.54201% | 27.62179% | 27.89624% |
| 12.25% | 35.79993% | 36.01535% | 36.70715% | 34.08327% | 34.26981% | 34.87607% | 31.88004% | 32.03303% | 32.54252% | 28.30771% | 28.41357% | 28.79217% |
| 12.50% | 37.14660% | 37.38566% | 38.26915% | 35.26948% | 35.47416% | 36.25215% | 32.87255% | 33.03841% | 33.69630% | 29.05347% | 29.16816% | 29.66263% |
| 12.75% | 38.51932% | 38.76665% | 39.55612% | 36.47204% | 36.69627% | 37.30215% | 33.86220% | 34.04126% | 34.52393% | 29.78603% | 29.90938% | 30.23910% |
| 13.00% | 39.97478% | 40.33852% | 41.14909% | 37.75631% | 38.07011% | 38.75242% | 34.94873% | 35.20670% | 35.74834% | 30.58779% | 30.77404% | 31.14037% |
| 13.25% | 41.35599% | 41.78589% | 42.81761% | 38.96833% | 39.31799% | 40.18934% | 35.99845% | 36.23534% | 36.93570% | 31.49800% | 31.52204% | 32.02062% |
| 13.50% | 42.85566% | 43.20797% | 44.02444% | 40.25056% | 40.54209% | 41.19743% | 37.04490% | 37.27318% | 37.76909% | 32.24114% | 32.41000% | 32.75153% |
| 13.75% | 44.26625% | 44.63085% | 45.79830% | 41.44813% | 41.74457% | 42.70123% | 38.01150% | 38.23826% | 38.97906% | 32.95414% | 33.10421% | 33.59480% |
| 14.00% | 45.78765% | 46.29753% | 47.48321% | 42.75222% | 43.17796% | 44.13786% | 39.03998% | 39.37696% | 40.10651% | 33.66064% | 33.89313% | 34.41559% |
| 14.25% | 47.31735% | 47.73204% | 49.31829% | 44.03304% | 44.36078% | 45.56644% | 40.06130% | 40.30002% | 41.23018% | 34.36634% | 34.52701% | 35.16338% |
| 14.50% | 48.85439% | 49.45409% | 51.04975% | 45.30735% | 45.79673% | 47.07600% | 41.07252% | 41.45136% | 42.42282% | 35.03779% | 35.31348% | 35.96810% |
| 14.75% | 50.54763% | 50.94689% | 52.80277% | 46.73607% | 47.02695% | 48.52271% | 42.26213% | 42.43253% | 43.62942% | 35.79675% | 35.86655% | 36.67539% |
| 15.00% | 52.09961% | 52.69794% | 54.10608% | 47.98847% | 48.45353% | 49.49108% | 43.23719% | 43.53298% | 44.29372% | 36.45140% | 36.62108% | 37.04482% |
| 15.25% | 53.67485% | 54.40301% | 55.89196% | 49.29328% | 49.83902% | 50.94507% | 44.19728% | 44.62568% | 45.33337% | 37.08728% | 37.36108% | 37.72004% |
| 15.50% | 55.39452% | 56.17961% | 57.79284% | 50.66701% | 51.27830% | 52.41963% | 45.25848% | 45.70748% | 46.44304% | 37.80690% | 38.08460% | 38.45757% |
| 15.75% | 56.96906% | 57.65712% | 59.81328% | 51.90789% | 52.41187% | 53.98509% | 46.20990% | 46.55074% | 47.61939% | 38.48463% | 38.67069% | 39.22145% |
| 16.00% | 58.69620% | 59.43748% | 61.60540% | 53.27371% | 53.84038% | 55.38243% | 47.33828% | 47.72848% | 48.76526% | 39.49297% | 39.68823% | 40.27245% |
| 16.25% | 60.42689% | 61.22576% | 63.57218% | 54.64795% | 55.21440% | 56.84142% | 48.31519% | 48.71899% | 49.80961% | 40.09282% | 40.34750% | 40.89076% |
| 16.50% | 62.15670% | 63.01559% | 65.58679% | 55.97018% | 56.57003% | 58.33193% | 49.30507% | 49.69625% | 50.70946% | 40.69768% | 40.92906% | 41.50595% |
| 16.75% | 63.91605% | 64.87722% | 68.24539% | 57.31790% | 57.98553% | 60.38284% | 50.24626% | 50.71517% | 52.36402% | 41.28110% | 41.49457% | 42.60645% |
| 17.00% | 65.63861% | 66.66742% | 70.28412% | 58.64608% | 59.35356% | 61.88274% | 51.22427% | 51.67527% | 53.38643% | 41.84792% | 42.08580% | 43.16695% |
| 17.25% | 67.39316% | 68.45145% | 72.36153% | 59.94133% | 60.64309% | 63.32687% | 52.14934% | 52.58642% | 54.37541% | 42.39821% | 42.61061% | 43.61501% |
| 17.50% | 69.30160% | 70.73975% | 74.41227% | 61.37152% | 62.37850% | 64.72699% | 53.17970% | 53.86026% | 55.31443% | 43.05266% | 43.42519% | 44.12710% |
| 17.75% | 71.04229% | 72.52417% | 76.25752% | 62.67310% | 63.68711% | 65.99613% | 54.19028% | 54.90189% | 56.28340% | 43.55956% | 43.96893% | 44.62209% |
| 18.00% | 72.77014% | 74.39280% | 78.35584% | 63.88712% | 64.90265% | 67.37351% | 55.05224% | 55.70555% | 57.15729% | 44.16457% | 44.42900% | 45.11710% |
| 18.25% | 74.70876% | 76.14645% | 80.42062% | 65.28536% | 66.18527% | 68.68708% | 56.04327% | 56.58720% | 58.01234% | 44.77169% | 45.03285% | 45.68979% |
| 18.50% | 76.63803% | 78.47225% | 83.59446% | 66.66203% | 67.86427% | 70.92760% | 56.98285% | 57.68590% | 59.61086% | 45.33713% | 45.71892% | 46.72632% |
| 18.75% | 78.36859% | 80.20482% | 85.72088% | 67.86176% | 69.07156% | 72.30369% | 57.71965% | 58.47674% | 60.38239% | 45.75413% | 46.16239% | 47.13461% |
| 19.00% | 80.28020% | 82.01905% | 87.79336% | 69.21298% | 70.24434% | 73.52680% | 58.65589% | 59.24202% | 61.10631% | 46.32407% | 46.58872% | 47.48657% |
| 19.25% | 82.18113% | 84.35560% | 89.99305% | 70.50002% | 71.85846% | 74.80635% | 59.53321% | 60.37520% | 61.88834% | 46.84412% | 47.29160% | 47.89468% |
| 19.50% | 84.11327% | 86.01759% | 93.39350% | 71.83256% | 72.89961% | 77.07301% | 60.47779% | 61.05421% | 63.47732% | 47.37464% | 47.60773% | 48.92108% |
| 19.75% | 85.98371% | 88.35834% | 95.47676% | 73.12782% | 74.54175% | 78.30329% | 61.48505% | 62.38254% | 64.24589% | 48.46581% | 48.91674% | 49.92178% |
| 20.00% | 87.89065% | 90.09729% | 97.55304% | 74.36681% | 75.57263% | 79.35917% | 62.27843% | 62.98360% | 64.78077% | 48.89474% | 49.18597% | 50.12450% |
2. On 15 Year Loan Term:
| Lenders Rate | Equivalent simple interest rate | |||||||||||
| Compounding Monthly | Compounding Quarterly | Compounding Half yearly | Compounding Annually | |||||||||
| Repayment made | Repayment made | Repayment made | Repayment made | |||||||||
| Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | |
| 5.00% | 7.43119% | 7.44533% | 7.45319% | 7.38044% | 7.39442% | 7.40216% | 7.30513% | 7.31888% | 7.32629% | 7.15921% | 7.17309% | 7.17836% |
| 5.25% | 7.93573% | 7.94497% | 7.96202% | 7.87756% | 7.88670% | 7.90360% | 7.79228% | 7.80133% | 7.81791% | 7.62313% | 7.63175% | 7.64768% |
| 5.50% | 8.45239% | 8.47079% | 8.48450% | 8.38615% | 8.40441% | 8.41801% | 8.28752% | 8.30541% | 8.31855% | 8.09501% | 8.11221% | 8.12465% |
| 5.75% | 8.99090% | 9.01154% | 9.02414% | 8.91501% | 8.93538% | 8.94773% | 8.80298% | 8.82295% | 8.83477% | 8.58528% | 8.60448% | 8.61529% |
| 6.00% | 9.54217% | 9.53552% | 9.56927% | 9.45626% | 9.44954% | 9.48291% | 9.33122% | 9.32450% | 9.35736% | 9.09366% | 9.08611% | 9.11974% |
| 6.25% | 10.10660% | 10.09875% | 10.13302% | 10.01010% | 10.00224% | 10.03619% | 9.86677% | 9.85877% | 9.89177% | 9.59698% | 9.59005% | 9.62179% |
| 6.50% | 10.68405% | 10.67704% | 10.70298% | 10.57446% | 10.56735% | 10.59268% | 10.41336% | 10.40606% | 10.43044% | 10.10908% | 10.10196% | 10.12524% |
| 6.75% | 11.27532% | 11.29514% | 11.34865% | 11.15289% | 11.17242% | 11.22522% | 10.97460% | 10.99227% | 11.04650% | 10.62744% | 10.64419% | 10.69528% |
| 7.00% | 11.87747% | 11.89839% | 11.94551% | 11.73986% | 11.76025% | 11.80629% | 11.54028% | 11.56004% | 11.60494% | 11.15401% | 11.17237% | 11.21445% |
| 7.25% | 12.50762% | 12.51668% | 12.56005% | 12.35442% | 12.36303% | 12.40545% | 12.12974% | 12.13772% | 12.17842% | 11.70058% | 11.70742% | 11.74510% |
| 7.50% | 13.15185% | 13.14316% | 13.18440% | 12.98255% | 12.97339% | 13.01374% | 12.73934% | 12.72929% | 12.76851% | 12.28715% | 12.27682% | 12.31357% |
| 7.75% | 13.79276% | 13.82181% | 13.89962% | 13.60313% | 13.63139% | 13.70743% | 13.32914% | 13.35841% | 13.42323% | 12.82596% | 12.85135% | 12.91643% |
| 8.00% | 14.48297% | 14.47688% | 14.54111% | 14.27391% | 14.26747% | 14.33021% | 13.96789% | 13.96093% | 14.02083% | 13.40721% | 13.39749% | 13.45834% |
| 8.25% | 15.16682% | 15.18063% | 15.28850% | 14.93410% | 14.94702% | 15.05228% | 14.59622% | 14.60797% | 14.70887% | 13.97672% | 13.98690% | 14.08187% |
| 8.50% | 15.86613% | 15.90571% | 15.95993% | 15.61089% | 15.64917% | 15.70171% | 15.24591% | 15.28425% | 15.33379% | 14.54835% | 14.58454% | 14.62858% |
| 8.75% | 16.59970% | 16.59640% | 16.74343% | 16.31637% | 16.31190% | 16.45548% | 15.91390% | 15.90860% | 16.04695% | 15.14998% | 15.14340% | 15.27046% |
| 9.00% | 17.32451% | 17.34910% | 17.43993% | 17.01527% | 17.03856% | 17.12650% | 16.56724% | 16.58866% | 16.67134% | 15.73385% | 15.75182% | 15.82557% |
| 9.25% | 18.08540% | 18.10916% | 18.25101% | 17.74351% | 17.76580% | 17.90303% | 17.25232% | 17.27240% | 17.40225% | 16.34368% | 16.35988% | 16.47747% |
| 9.50% | 18.86464% | 18.89170% | 18.97671% | 18.49262% | 18.51796% | 18.59936% | 17.96690% | 17.99169% | 18.06795% | 17.02494% | 17.04945% | 17.10730% |
| 9.75% | 19.65255% | 19.68789% | 19.81864% | 19.24257% | 19.27572% | 19.40093% | 18.66767% | 18.69818% | 18.81644% | 17.63618% | 17.66221% | 17.77770% |
| 10.00% | 20.45875% | 20.49831% | 20.70902% | 20.01468% | 20.05186% | 20.25208% | 19.37701% | 19.41065% | 19.60672% | 18.25387% | 18.27834% | 18.46486% |
| 10.25% | 21.31453% | 21.32121% | 21.45809% | 20.82542% | 20.83016% | 20.95983% | 20.13007% | 20.13174% | 20.25078% | 18.90263% | 18.89569% | 18.98933% |
| 10.50% | 22.14661% | 22.23662% | 22.35083% | 21.61183% | 21.69715% | 21.80323% | 20.85710% | 20.93611% | 21.03127% | 19.52124% | 19.58577% | 19.67707% |
| 10.75% | 23.02641% | 23.08832% | 23.29026% | 22.44801% | 22.49336% | 22.69837% | 21.64795% | 21.68854% | 21.88359% | 20.17687% | 20.20806% | 20.37695% |
| 11.00% | 23.88306% | 23.95123% | 24.02721% | 23.25032% | 23.31364% | 23.38051% | 22.37775% | 22.42267% | 22.49679% | 20.79598% | 20.83059% | 20.88526% |
| 11.25% | 24.79635% | 24.92020% | 25.00734% | 24.11602% | 24.21885% | 24.31195% | 23.15647% | 23.25050% | 23.32925% | 21.45533% | 21.53458% | 21.59143% |
| 11.50% | 25.73161% | 25.80669% | 25.99638% | 24.97995% | 25.05693% | 25.23292% | 23.94324% | 24.01179% | 24.16833% | 22.11675% | 22.17254% | 22.29757% |
| 11.75% | 26.67291% | 26.81024% | 26.99453% | 25.86562% | 25.99433% | 26.16739% | 24.75054% | 24.86771% | 25.02002% | 22.80453% | 22.90265% | 23.02396% |
| 12.00% | 27.62687% | 27.70918% | 28.02784% | 26.75874% | 26.83383% | 27.13230% | 25.57350% | 25.63049% | 25.92069% | 23.57312% | 23.61834% | 23.84766% |
| 12.25% | 28.59235% | 28.74313% | 29.07704% | 27.65076% | 27.79108% | 28.09934% | 26.37386% | 26.50097% | 26.78215% | 24.21974% | 24.32703% | 24.54416% |
| 12.50% | 29.64280% | 29.66963% | 30.10793% | 28.62110% | 28.65303% | 29.04774% | 27.22750% | 27.24626% | 27.61873% | 24.91624% | 24.91464% | 25.25349% |
| 12.75% | 30.63279% | 30.73085% | 31.19771% | 29.53772% | 29.62525% | 30.05917% | 28.03879% | 28.11250% | 28.50189% | 25.54853% | 25.62255% | 25.95074% |
| 13.00% | 31.63351% | 31.83428% | 32.30905% | 30.44842% | 30.63627% | 31.07288% | 28.84798% | 29.01544% | 29.40403% | 26.18346% | 26.31137% | 26.61134% |
| 13.25% | 32.72517% | 32.92918% | 33.42981% | 31.44697% | 31.63323% | 32.09059% | 29.72875% | 29.89316% | 30.29742% | 26.87354% | 26.99719% | 27.30321% |
| 13.50% | 33.83430% | 34.03890% | 34.50679% | 32.46737% | 32.65338% | 33.07883% | 30.64630% | 30.82134% | 31.19441% | 27.56224% | 27.70171% | 28.00185% |
| 13.75% | 34.86392% | 35.02768% | 35.66672% | 33.38774% | 33.53285% | 34.11843% | 31.44836% | 31.54414% | 32.09004% | 28.18245% | 28.24986% | 28.69716% |
| 14.00% | 35.99428% | 36.15456% | 36.84516% | 34.41162% | 34.54815% | 35.17289% | 32.33713% | 32.44132% | 32.99123% | 28.90423% | 28.94492% | 29.38435% |
| 14.25% | 37.13972% | 37.29493% | 38.03503% | 35.44927% | 35.58299% | 36.25356% | 33.21388% | 33.32146% | 33.90332% | 29.57999% | 29.65056% | 30.10784% |
| 14.50% | 38.29681% | 38.48158% | 39.22586% | 36.47638% | 36.63560% | 37.30219% | 34.09183% | 34.22106% | 34.79334% | 30.24865% | 30.33668% | 30.77476% |
| 14.75% | 39.46444% | 39.64349% | 40.39272% | 37.51466% | 37.66571% | 38.32833% | 34.97165% | 35.09035% | 35.65105% | 30.91257% | 30.98726% | 31.41420% |
| 15.00% | 40.74678% | 40.85360% | 41.60726% | 38.66946% | 38.75034% | 39.41305% | 36.00090% | 36.07201% | 36.63051% | 31.88690% | 31.88989% | 32.30834% |
| 15.25% | 41.93727% | 42.29522% | 42.82836% | 39.70652% | 40.02158% | 40.46457% | 36.87869% | 37.10949% | 37.49363% | 32.50508% | 32.69225% | 32.91910% |
| 15.50% | 43.15669% | 43.49357% | 44.07667% | 40.77060% | 41.06340% | 41.54268% | 37.74874% | 38.00980% | 38.38627% | 33.12920% | 33.32271% | 33.54030% |
| 15.75% | 44.36170% | 44.73977% | 45.31993% | 41.84089% | 42.14214% | 42.64135% | 38.61560% | 38.88740% | 39.23790% | 33.74127% | 33.94137% | 34.12479% |
| 16.00% | 45.69303% | 45.94767% | 47.12254% | 42.99392% | 43.20181% | 44.21488% | 39.56582% | 39.72017% | 40.57541% | 34.41623% | 34.54811% | 35.11278% |
| 16.25% | 46.93421% | 47.20648% | 48.41855% | 44.04721% | 44.26761% | 45.30744% | 40.42546% | 40.58757% | 41.43563% | 35.00629% | 35.10304% | 35.69357% |
| 16.50% | 48.29090% | 48.74731% | 49.69679% | 45.20602% | 45.59245% | 46.36852% | 41.37473% | 41.68484% | 42.27720% | 35.68357% | 35.88323% | 36.33604% |
| 16.75% | 49.68651% | 50.02761% | 50.98663% | 46.43423% | 46.70261% | 47.47748% | 42.46534% | 42.64900% | 43.26226% | 36.42629% | 36.53006% | 36.88063% |
| 17.00% | 50.91873% | 51.31173% | 52.29228% | 47.44842% | 47.76525% | 48.54318% | 43.27679% | 43.46764% | 44.11148% | 36.97774% | 37.08311% | 37.48443% |
| 17.25% | 52.32581% | 52.83928% | 54.26282% | 48.62752% | 49.04881% | 50.23195% | 44.20545% | 44.53607% | 45.46535% | 37.62387% | 37.84469% | 38.46767% |
| 17.50% | 53.74725% | 54.13117% | 55.57364% | 49.81915% | 50.11377% | 51.26513% | 45.10401% | 45.33734% | 46.24745% | 38.24151% | 38.36980% | 38.96176% |
| 17.75% | 55.18035% | 55.75409% | 56.90276% | 51.01232% | 51.47189% | 52.38505% | 46.02433% | 46.40744% | 47.01262% | 38.86534% | 39.11870% | 39.44751% |
| 18.00% | 56.61474% | 57.05046% | 58.99002% | 52.17996% | 52.54048% | 54.13289% | 46.93884% | 47.18939% | 48.42034% | 39.47789% | 39.61305% | 40.44924% |
| 18.25% | 58.05974% | 58.71019% | 60.30942% | 53.35760% | 53.89705% | 55.12932% | 47.88138% | 48.25936% | 49.14426% | 40.08175% | 40.34625% | 40.88589% |
| 18.50% | 59.51118% | 60.00859% | 61.70844% | 54.55690% | 54.92358% | 56.21434% | 48.80424% | 49.04840% | 49.96808% | 40.69500% | 40.81515% | 41.37621% |
| 18.75% | 60.96026% | 61.68873% | 63.90611% | 55.71997% | 56.28497% | 58.01204% | 49.68829% | 50.10135% | 51.38366% | 41.27384% | 41.52741% | 42.36916% |
| 19.00% | 62.41548% | 62.97945% | 65.23085% | 56.91628% | 57.32214% | 59.05326% | 50.69407% | 50.99678% | 52.27131% | 42.29681% | 42.45829% | 43.28677% |
| 19.25% | 63.87272% | 64.68629% | 66.55362% | 58.05820% | 58.67995% | 60.02032% | 51.51849% | 52.00224% | 52.90466% | 42.82829% | 43.09964% | 43.60490% |
| 19.50% | 65.53808% | 66.48927% | 69.04302% | 59.37640% | 60.10691% | 62.02217% | 52.54180% | 53.00456% | 54.29134% | 43.48731% | 43.79592% | 44.67496% |
| 19.75% | 67.04393% | 67.77188% | 70.40426% | 60.53821% | 61.05099% | 62.98290% | 53.34776% | 53.64124% | 55.07891% | 44.11093% | 44.13188% | 44.96712% |
| 20.00% | 68.50403% | 69.50255% | 71.71228% | 61.73110% | 62.39946% | 63.98050% | 54.22248% | 54.70339% | 55.64593% | 44.59245% | 44.87706% | 45.37959% |
2. On 10 Year Loan Term:
| Lenders Rate | Equivalent simple interest rate | |||||||||||
| Compounding Monthly | Compounding Quarterly | Compounding Half yearly | Compounding Annually | |||||||||
| Repayment made | Repayment made | Repayment made | Repayment made | |||||||||
| Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | |
| 5.00% | 6.60375% | 6.60353% | 6.61942% | 6.56546% | 6.56520% | 6.58107% | 6.50900% | 6.50870% | 6.52453% | 6.39932% | 6.39925% | 6.41479% |
| 5.25% | 7.01598% | 7.02281% | 7.03862% | 6.97249% | 6.97921% | 6.99496% | 6.90820% | 6.91481% | 6.93053% | 6.78395% | 6.79040% | 6.80598% |
| 5.50% | 7.43583% | 7.43593% | 7.46553% | 7.38710% | 7.38715% | 7.41670% | 7.31399% | 7.31386% | 7.34306% | 7.17321% | 7.17291% | 7.20207% |
| 5.75% | 7.87092% | 7.87094% | 7.90185% | 7.81587% | 7.81580% | 7.84659% | 7.73365% | 7.73347% | 7.76387% | 7.57536% | 7.57515% | 7.60515% |
| 6.00% | 8.30554% | 8.31496% | 8.34527% | 8.24464% | 8.25305% | 8.28318% | 8.15538% | 8.16093% | 8.19063% | 7.97432% | 7.98323% | 8.01239% |
| 6.25% | 8.75735% | 8.76786% | 8.79496% | 8.68896% | 8.69925% | 8.72639% | 8.58834% | 8.59787% | 8.62582% | 8.38703% | 8.39626% | 8.42319% |
| 6.50% | 9.21746% | 9.22825% | 9.25834% | 9.14100% | 9.15154% | 9.18154% | 9.02915% | 9.03940% | 9.06918% | 8.80606% | 8.81600% | 8.84455% |
| 6.75% | 9.67425% | 9.67486% | 9.72633% | 9.59059% | 9.59106% | 9.64089% | 9.46479% | 9.46505% | 9.51567% | 9.21865% | 9.21885% | 9.26754% |
| 7.00% | 10.15013% | 10.15039% | 10.20445% | 10.05712% | 10.05721% | 10.10759% | 9.91846% | 9.91832% | 9.96765% | 9.64825% | 9.64785% | 9.69522% |
| 7.25% | 10.63436% | 10.63550% | 10.68812% | 10.53125% | 10.53219% | 10.58442% | 10.37861% | 10.37927% | 10.43003% | 10.08174% | 10.08210% | 10.13005% |
| 7.50% | 11.12802% | 11.12894% | 11.18267% | 11.01433% | 11.01501% | 11.06817% | 10.84663% | 10.84711% | 10.89878% | 10.52144% | 10.52208% | 10.57344% |
| 7.75% | 11.62878% | 11.62888% | 11.68633% | 11.50525% | 11.50515% | 11.55733% | 11.32568% | 11.32648% | 11.37747% | 10.99042% | 10.99022% | 11.04113% |
| 8.00% | 12.13774% | 12.13970% | 12.18973% | 12.00168% | 12.00335% | 12.05295% | 11.80392% | 11.80409% | 11.85537% | 11.43629% | 11.43748% | 11.48381% |
| 8.25% | 12.65448% | 12.65490% | 12.70506% | 12.50547% | 12.50554% | 12.55497% | 12.28968% | 12.28965% | 12.33798% | 11.88610% | 11.88660% | 11.93479% |
| 8.50% | 13.19929% | 13.18133% | 13.22554% | 13.03864% | 13.02063% | 13.06454% | 12.79966% | 12.78179% | 12.82392% | 12.35943% | 12.34110% | 12.38332% |
| 8.75% | 13.73308% | 13.75546% | 13.75890% | 13.55688% | 13.57884% | 13.58205% | 13.29734% | 13.31869% | 13.32071% | 12.81745% | 12.83916% | 12.84102% |
| 9.00% | 14.27421% | 14.29986% | 14.29233% | 14.08186% | 14.10704% | 14.09892% | 13.80047% | 13.82497% | 13.81574% | 13.27825% | 13.29964% | 13.29395% |
| 9.25% | 14.84688% | 14.84787% | 14.93497% | 14.63823% | 14.63865% | 14.72423% | 14.33394% | 14.33413% | 14.41673% | 13.76466% | 13.76745% | 13.84853% |
| 9.50% | 15.40400% | 15.40750% | 15.49653% | 15.18041% | 15.18347% | 15.27123% | 14.85897% | 14.85954% | 14.94915% | 14.23200% | 14.23224% | 14.31545% |
| 9.75% | 15.96830% | 15.97025% | 16.05938% | 15.72503% | 15.72648% | 15.81379% | 15.37597% | 15.37976% | 15.46406% | 14.70178% | 14.70490% | 14.78265% |
| 10.00% | 16.56883% | 16.60264% | 16.61753% | 16.30476% | 16.33747% | 16.35113% | 15.92834% | 15.96022% | 15.97265% | 15.20315% | 15.23305% | 15.24153% |
| 10.25% | 17.17878% | 17.18065% | 17.20466% | 16.89436% | 16.89542% | 16.92279% | 16.48567% | 16.48702% | 16.50619% | 15.70687% | 15.70759% | 15.72243% |
| 10.50% | 17.76609% | 17.77247% | 17.92451% | 17.46242% | 17.46824% | 17.61699% | 17.01846% | 17.02369% | 17.16594% | 16.18484% | 16.18911% | 16.32071% |
| 10.75% | 18.39438% | 18.43215% | 18.50444% | 18.06547% | 18.10197% | 18.17182% | 17.58852% | 17.62359% | 17.68872% | 16.69576% | 16.72825% | 16.78582% |
| 11.00% | 19.03248% | 19.03961% | 19.12905% | 18.67745% | 18.68368% | 18.76943% | 18.16591% | 18.17118% | 18.25157% | 17.21109% | 17.21521% | 17.28627% |
| 11.25% | 19.64143% | 19.64596% | 19.72030% | 19.26683% | 19.27062% | 19.34242% | 18.73820% | 18.74279% | 18.81142% | 17.79340% | 17.80039% | 17.85361% |
| 11.50% | 20.29574% | 20.34579% | 20.49979% | 19.89197% | 19.94035% | 20.08981% | 19.32152% | 19.36370% | 19.51526% | 18.30693% | 18.34582% | 18.49370% |
| 11.75% | 20.95973% | 20.96448% | 21.13413% | 20.52434% | 20.52823% | 20.67008% | 19.91071% | 19.91863% | 20.05332% | 18.82812% | 18.83162% | 18.96109% |
| 12.00% | 21.63311% | 21.68960% | 21.74858% | 21.16504% | 21.21930% | 21.27378% | 20.51027% | 20.56234% | 20.61240% | 19.34617% | 19.39446% | 19.42721% |
| 12.25% | 22.31468% | 22.32102% | 22.57832% | 21.81405% | 21.81912% | 22.06702% | 21.11093% | 21.11539% | 21.35139% | 19.86667% | 19.86998% | 20.09445% |
| 12.50% | 23.00519% | 23.06878% | 23.20034% | 22.47794% | 22.54027% | 22.66523% | 21.71682% | 21.77603% | 21.89016% | 20.38768% | 20.44161% | 20.55996% |
| 12.75% | 23.70460% | 23.71301% | 23.86812% | 23.13746% | 23.14461% | 23.29245% | 22.32735% | 22.33291% | 22.46869% | 20.91466% | 20.92583% | 21.02026% |
| 13.00% | 24.41274% | 24.48285% | 24.49563% | 23.80460% | 23.87321% | 23.87927% | 22.94310% | 23.00782% | 23.00620% | 21.43679% | 21.49014% | 21.50126% |
| 13.25% | 25.12622% | 25.13622% | 25.38283% | 24.47823% | 24.48650% | 24.72110% | 23.56354% | 23.56933% | 23.78700% | 21.95944% | 21.97124% | 22.17336% |
| 13.50% | 25.91068% | 25.93071% | 26.06437% | 25.23107% | 25.24790% | 25.37382% | 24.28874% | 24.30675% | 24.42212% | 22.53402% | 22.55316% | 22.64651% |
| 13.75% | 26.64266% | 26.71906% | 26.98122% | 25.91567% | 25.98863% | 26.24854% | 24.91822% | 24.98706% | 25.22799% | 23.06537% | 23.12736% | 23.33463% |
| 14.00% | 27.39180% | 27.40550% | 27.64732% | 26.60572% | 26.62632% | 26.85445% | 25.54303% | 25.56130% | 25.77187% | 23.58839% | 23.60222% | 23.78071% |
| 14.25% | 28.13997% | 28.23593% | 28.33688% | 27.31125% | 27.40245% | 27.49168% | 26.17022% | 26.24673% | 26.35174% | 24.11099% | 24.17740% | 24.25771% |
| 14.50% | 28.96536% | 29.05478% | 29.31026% | 28.08407% | 28.16864% | 28.40609% | 26.87652% | 26.95597% | 27.17382% | 24.70197% | 24.77095% | 24.95297% |
| 14.75% | 29.72865% | 29.75823% | 30.03536% | 28.80915% | 28.83605% | 29.05022% | 27.51062% | 27.53346% | 27.72390% | 25.22390% | 25.24006% | 25.39409% |
| 15.00% | 30.57566% | 30.59775% | 30.69002% | 29.59402% | 29.61341% | 29.68982% | 28.21982% | 28.23510% | 28.29283% | 25.81004% | 25.81927% | 25.85031% |
| 15.25% | 31.35285% | 31.47109% | 31.71063% | 30.30872% | 30.42054% | 30.63974% | 28.85985% | 28.96212% | 29.15404% | 26.32939% | 26.41781% | 26.56945% |
| 15.50% | 32.23573% | 32.18753% | 32.46344% | 31.12332% | 31.07384% | 31.32519% | 29.59184% | 29.54029% | 29.77336% | 26.92890% | 26.87660% | 27.06337% |
| 15.75% | 33.02430% | 33.05146% | 33.52937% | 31.84915% | 31.87166% | 32.31584% | 30.23731% | 30.25344% | 30.65354% | 27.44788% | 27.45452% | 27.79045% |
| 16.00% | 33.91439% | 33.96048% | 34.20692% | 32.69116% | 32.73218% | 32.95565% | 31.04843% | 31.06954% | 31.28898% | 28.33567% | 28.36157% | 28.51083% |
| 16.25% | 34.72956% | 34.87577% | 35.35624% | 33.41770% | 33.54005% | 34.03185% | 31.69486% | 31.80616% | 32.18884% | 28.84502% | 28.95387% | 29.28861% |
| 16.50% | 35.63824% | 35.77599% | 36.03622% | 34.25788% | 34.38595% | 34.61660% | 32.41808% | 32.54843% | 32.74412% | 29.41708% | 29.51579% | 29.66031% |
| 16.75% | 36.55552% | 36.50939% | 37.17571% | 35.09302% | 35.03939% | 35.66138% | 33.16040% | 33.10535% | 33.66688% | 29.99989% | 29.93469% | 30.45340% |
| 17.00% | 37.39194% | 37.45204% | 37.92894% | 35.84749% | 35.89931% | 36.32992% | 33.79285% | 33.82050% | 34.23321% | 30.49714% | 30.51438% | 30.81587% |
| 17.25% | 38.32556% | 38.37280% | 39.10640% | 36.69939% | 36.73839% | 37.41163% | 34.54150% | 34.57156% | 35.17625% | 31.06181% | 31.09560% | 31.63870% |
| 17.50% | 39.27182% | 39.34040% | 39.85158% | 37.57793% | 37.63877% | 38.10097% | 35.27775% | 35.32550% | 35.72236% | 31.63834% | 31.67573% | 31.96423% |
| 17.75% | 40.24449% | 40.31797% | 40.54924% | 38.45007% | 38.51421% | 38.69817% | 36.03384% | 36.08716% | 36.21726% | 32.21400% | 32.25290% | 32.35730% |
| 18.00% | 41.08198% | 41.27124% | 41.74403% | 39.18842% | 39.36109% | 39.77690% | 36.66193% | 36.81336% | 37.15935% | 32.66997% | 32.79300% | 33.10245% |
| 18.25% | 42.07482% | 42.26692% | 43.08790% | 40.07132% | 40.25063% | 40.99429% | 37.42225% | 37.57848% | 38.22561% | 33.23626% | 33.36411% | 33.86131% |
| 18.50% | 43.04858% | 43.27866% | 43.74068% | 40.94562% | 41.15435% | 41.55187% | 38.18532% | 38.36799% | 38.69119% | 33.80077% | 33.93195% | 34.21204% |
| 18.75% | 44.05473% | 44.29569% | 45.12965% | 41.84113% | 42.05911% | 42.80346% | 38.94756% | 39.13754% | 39.77371% | 34.34231% | 34.49687% | 34.97686% |
| 19.00% | 45.04954% | 45.27793% | 45.77799% | 42.75429% | 42.96339% | 43.41133% | 39.80946% | 40.01350% | 40.37957% | 34.89867% | 35.05856% | 35.30516% |
| 19.25% | 46.07395% | 46.31374% | 47.21096% | 43.62612% | 43.86618% | 44.66639% | 40.55615% | 40.76712% | 41.35284% | 35.45141% | 35.61603% | 36.04920% |
| 19.50% | 47.08329% | 47.36460% | 47.86858% | 44.52803% | 44.78037% | 45.22166% | 41.27952% | 41.52318% | 41.87412% | 35.97916% | 36.17082% | 36.39348% |
| 19.75% | 48.12256% | 48.41471% | 49.34701% | 45.44278% | 45.69684% | 46.40616% | 42.02587% | 42.22703% | 42.86104% | 36.52410% | 36.68213% | 37.13908% |
| 20.00% | 49.14562% | 49.47781% | 49.97326% | 46.32514% | 46.62570% | 47.01694% | 42.77180% | 42.98161% | 43.34846% | 37.06329% | 37.22397% | 37.44584% |
2. On 5 Year Loan Term:
| Lenders Rate | Equivalent simple interest rate | |||||||||||
| Compounding Monthly | Compounding Quarterly | Compounding Half yearly | Compounding Annually | |||||||||
| Repayment made | Repayment made | Repayment made | Repayment made | |||||||||
| Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | Weekly | Fortnighly | Monthly | |
| 5.00% | 5.79750% | 5.79735% | 5.79619% | 5.76880% | 5.76867% | 5.76761% | 5.72600% | 5.72592% | 5.72862% | 5.63675% | 5.63666% | 5.63981% |
| 5.25% | 6.13063% | 6.13640% | 6.13881% | 6.09848% | 6.10425% | 6.10671% | 6.05056% | 6.05630% | 6.05889% | 5.95113% | 5.95660% | 5.95962% |
| 5.50% | 6.46820% | 6.46755% | 6.48323% | 6.43235% | 6.43175% | 6.44740% | 6.37890% | 6.37842% | 6.39403% | 6.26824% | 6.26776% | 6.28358% |
| 5.75% | 6.80248% | 6.80173% | 6.83332% | 6.76272% | 6.76202% | 6.79350% | 6.70350% | 6.70293% | 6.73416% | 6.58144% | 6.58154% | 6.61177% |
| 6.00% | 7.14787% | 7.15504% | 7.15335% | 7.10383% | 7.11106% | 7.10937% | 7.03849% | 7.04634% | 7.04420% | 6.90369% | 6.91141% | 6.90974% |
| 6.25% | 7.49756% | 7.49717% | 7.51178% | 7.44907% | 7.44872% | 7.46330% | 7.37688% | 7.37661% | 7.39135% | 7.22882% | 7.22860% | 7.24346% |
| 6.50% | 7.84186% | 7.84125% | 7.87613% | 7.78870% | 7.78813% | 7.82286% | 7.70953% | 7.70904% | 7.74369% | 7.54781% | 7.54722% | 7.58152% |
| 6.75% | 8.19951% | 8.20889% | 8.20202% | 8.14226% | 8.15069% | 8.14506% | 8.05447% | 8.06390% | 8.05754% | 7.87785% | 7.88708% | 7.88119% |
| 7.00% | 8.56116% | 8.56013% | 8.57485% | 8.49856% | 8.49762% | 8.51245% | 8.40287% | 8.40197% | 8.41690% | 8.21088% | 8.21082% | 8.22465% |
| 7.25% | 8.91519% | 8.91479% | 8.95388% | 8.84699% | 8.84666% | 8.88570% | 8.74308% | 8.74277% | 8.78165% | 8.53476% | 8.53440% | 8.57883% |
| 7.50% | 9.28477% | 9.29693% | 9.28170% | 9.21038% | 9.22267% | 9.20765% | 9.09768% | 9.10981% | 9.10112% | 8.87233% | 8.88387% | 8.87555% |
| 7.75% | 9.65856% | 9.65749% | 9.67450% | 9.57786% | 9.57688% | 9.59394% | 9.45589% | 9.45490% | 9.47208% | 9.21225% | 9.21118% | 9.22795% |
| 8.00% | 10.03656% | 10.05034% | 10.06766% | 9.94921% | 9.96295% | 9.98033% | 9.81750% | 9.83101% | 9.84852% | 9.55510% | 9.56917% | 9.58485% |
| 8.25% | 10.40300% | 10.41847% | 10.46738% | 10.30878% | 10.32419% | 10.37289% | 10.16705% | 10.18216% | 10.23059% | 9.88542% | 9.89969% | 9.94642% |
| 8.50% | 10.78884% | 10.78793% | 10.80300% | 10.68706% | 10.68623% | 10.70130% | 10.53460% | 10.53367% | 10.54894% | 10.23199% | 10.23093% | 10.24546% |
| 8.75% | 11.17876% | 11.19572% | 11.21131% | 11.06935% | 11.08622% | 11.10182% | 10.90566% | 10.92213% | 10.93792% | 10.58127% | 10.59742% | 10.61227% |
| 9.00% | 11.57301% | 11.57158% | 11.62648% | 11.45560% | 11.45428% | 11.50878% | 11.28015% | 11.27870% | 11.33274% | 10.93299% | 10.93173% | 10.98385% |
| 9.25% | 11.97126% | 11.95018% | 11.95811% | 11.84554% | 11.82763% | 11.83598% | 11.65777% | 11.64796% | 11.65845% | 11.28750% | 11.31290% | 11.32675% |
| 9.50% | 12.35211% | 12.37228% | 12.38154% | 12.22050% | 12.24057% | 12.25026% | 12.02950% | 12.04906% | 12.05963% | 11.66905% | 11.68964% | 11.70309% |
| 9.75% | 12.75885% | 12.75659% | 12.81880% | 12.61776% | 12.61582% | 12.67748% | 12.41250% | 12.41174% | 12.47183% | 12.02911% | 12.02936% | 12.08410% |
| 10.00% | 13.16829% | 13.19171% | 13.25549% | 13.01740% | 13.04078% | 13.10405% | 12.79916% | 12.82229% | 12.88388% | 12.39010% | 12.41244% | 12.46988% |
| 10.25% | 13.58403% | 13.58293% | 13.58597% | 13.42237% | 13.42132% | 13.42476% | 13.18841% | 13.18850% | 13.19235% | 12.75250% | 12.75154% | 12.75886% |
| 10.50% | 14.00189% | 13.97428% | 14.03076% | 13.82968% | 13.80244% | 13.85863% | 13.58152% | 13.55519% | 13.61035% | 13.11892% | 13.09405% | 13.14851% |
| 10.75% | 14.39608% | 14.42423% | 14.48308% | 14.21313% | 14.24094% | 14.29948% | 13.94958% | 13.97715% | 14.03455% | 13.45991% | 13.48625% | 13.54301% |
| 11.00% | 14.82231% | 14.82188% | 14.81567% | 14.62779% | 14.62738% | 14.62062% | 14.34656% | 14.34475% | 14.34159% | 13.82935% | 13.82973% | 13.82798% |
| 11.25% | 15.25243% | 15.28188% | 15.27627% | 15.04536% | 15.07488% | 15.06898% | 14.74774% | 14.77678% | 14.77179% | 14.19809% | 14.22524% | 14.22942% |
| 11.50% | 15.68643% | 15.68559% | 15.74473% | 15.46706% | 15.46611% | 15.52464% | 15.15115% | 15.15073% | 15.20841% | 14.56926% | 14.57199% | 14.63082% |
| 11.75% | 16.12531% | 16.15976% | 16.22773% | 15.89313% | 15.92693% | 15.99417% | 15.55655% | 15.58826% | 15.65687% | 14.94344% | 14.97652% | 15.03711% |
| 12.00% | 16.56765% | 16.56796% | 16.55062% | 16.32217% | 16.32223% | 16.31296% | 15.96748% | 15.96782% | 15.95016% | 15.31784% | 15.31684% | 15.30514% |
| 12.25% | 17.01402% | 17.05305% | 17.03299% | 16.76088% | 16.79286% | 16.78058% | 16.37875% | 16.41688% | 16.39686% | 15.69624% | 15.72974% | 15.71423% |
| 12.50% | 17.46642% | 17.46707% | 17.52359% | 17.19628% | 17.19471% | 17.25571% | 16.79349% | 16.79187% | 16.85017% | 16.07301% | 16.07484% | 16.12827% |
| 12.75% | 17.92119% | 17.87699% | 18.02262% | 17.63768% | 17.59420% | 17.73854% | 17.21342% | 17.17086% | 17.31025% | 16.45203% | 16.41359% | 16.54739% |
| 13.00% | 18.37910% | 18.38042% | 18.34608% | 18.07940% | 18.08067% | 18.04652% | 17.63304% | 17.63407% | 17.59904% | 16.83406% | 16.83304% | 16.80681% |
| 13.25% | 18.80021% | 18.80101% | 18.85321% | 18.48104% | 18.47872% | 18.53649% | 18.01286% | 18.01050% | 18.06465% | 17.17551% | 17.17967% | 17.23120% |
| 13.50% | 19.26412% | 19.30986% | 19.37514% | 18.93071% | 18.97519% | 19.04007% | 18.43880% | 18.48208% | 18.54271% | 17.55582% | 17.59820% | 17.65641% |
| 13.75% | 19.73300% | 19.73708% | 19.89715% | 19.38196% | 19.38558% | 19.54342% | 18.86555% | 18.86904% | 19.01972% | 17.94109% | 17.94015% | 18.08677% |
| 14.00% | 20.20617% | 20.25652% | 20.20374% | 19.83723% | 19.88623% | 19.83235% | 19.29685% | 19.34453% | 19.28735% | 18.32459% | 18.37366% | 18.32185% |
| 14.25% | 20.68668% | 20.68560% | 20.73314% | 20.29755% | 20.29593% | 20.34221% | 19.73091% | 19.72936% | 19.76923% | 18.70788% | 18.70798% | 18.75387% |
| 14.50% | 21.16733% | 21.22705% | 21.27168% | 20.75911% | 20.81680% | 20.86041% | 20.16540% | 20.22042% | 20.25871% | 19.09621% | 19.14467% | 19.19108% |
| 14.75% | 21.65090% | 21.65092% | 21.81961% | 21.22311% | 21.22246% | 21.38715% | 20.60229% | 20.60128% | 20.75563% | 19.48158% | 19.48456% | 19.63361% |
| 15.00% | 22.14324% | 22.20248% | 22.37721% | 21.69483% | 21.75228% | 21.92270% | 21.04539% | 21.10369% | 21.26727% | 19.86853% | 19.92289% | 20.08288% |
| 15.25% | 22.63800% | 22.64529% | 22.67152% | 22.18175% | 22.18867% | 22.21808% | 21.54130% | 21.54172% | 21.57587% | 20.26029% | 20.25972% | 20.29083% |
| 15.50% | 23.13286% | 23.19901% | 23.23624% | 22.65383% | 22.71816% | 22.75516% | 21.98237% | 22.04746% | 22.08032% | 20.64710% | 20.70714% | 20.73657% |
| 15.75% | 23.63262% | 23.63743% | 23.80721% | 23.12988% | 23.13467% | 23.30090% | 22.42674% | 22.42938% | 22.59210% | 21.03586% | 21.03723% | 21.18758% |
| 16.00% | 24.14166% | 24.21884% | 24.38818% | 23.60909% | 23.67939% | 23.85556% | 22.87676% | 22.94333% | 23.11140% | 21.42850% | 21.48993% | 21.64398% |
| 16.25% | 24.65056% | 24.65278% | 24.67568% | 24.09537% | 24.09713% | 24.11938% | 23.32476% | 23.33046% | 23.35135% | 21.81768% | 21.82225% | 21.83746% |
| 16.50% | 25.16097% | 25.24189% | 25.26398% | 24.58034% | 24.65893% | 24.68025% | 23.77514% | 23.84875% | 23.87452% | 22.20788% | 22.27562% | 22.29446% |
| 16.75% | 25.67579% | 25.67448% | 25.86266% | 25.06882% | 25.07308% | 25.25038% | 24.23111% | 24.23443% | 24.40480% | 22.60188% | 22.60363% | 22.75714% |
| 17.00% | 26.19876% | 26.28195% | 26.47118% | 25.56454% | 25.64507% | 25.82870% | 24.68457% | 24.76612% | 24.93910% | 22.99202% | 23.06628% | 23.22249% |
| 17.25% | 26.80340% | 26.72909% | 27.08621% | 26.13886% | 26.06599% | 26.41302% | 25.21507% | 25.13874% | 25.48120% | 23.45262% | 23.37966% | 23.69337% |
| 17.50% | 27.33201% | 27.33777% | 27.33902% | 26.63835% | 26.64328% | 26.63947% | 25.68061% | 25.68485% | 25.68009% | 23.85102% | 23.85314% | 23.84382% |
| 17.75% | 27.86395% | 27.78874% | 27.96042% | 27.13871% | 27.06428% | 27.22916% | 26.14141% | 26.06851% | 26.22490% | 24.24342% | 24.17418% | 24.31412% |
| 18.00% | 28.40634% | 28.41668% | 28.59277% | 27.65100% | 27.65980% | 27.82861% | 26.60177% | 26.60280% | 26.77771% | 24.63423% | 24.63333% | 24.79001% |
| 18.25% | 28.94353% | 29.04012% | 29.23640% | 28.15742% | 28.25002% | 28.43810% | 27.07177% | 27.16037% | 27.33871% | 25.03235% | 25.11220% | 25.27162% |
| 18.50% | 29.48473% | 29.49501% | 29.44455% | 28.66921% | 28.67544% | 28.65605% | 27.53755% | 27.54432% | 27.48703% | 25.42504% | 25.42889% | 25.37042% |
| 18.75% | 30.03361% | 30.13211% | 30.12716% | 29.20955% | 29.27989% | 29.29779% | 28.00157% | 28.09497% | 28.07853% | 25.81457% | 25.89860% | 25.87687% |
| 19.00% | 30.58884% | 30.59189% | 30.78272% | 29.72045% | 29.73162% | 29.91481% | 28.46857% | 28.48384% | 28.64501% | 26.20520% | 26.21717% | 26.35826% |
| 19.25% | 31.13970% | 31.26406% | 31.44983% | 30.24421% | 30.36304% | 30.54183% | 28.94393% | 29.05642% | 29.21976% | 26.60207% | 26.70308% | 26.84525% |
| 19.50% | 31.69407% | 31.69911% | 32.12883% | 30.76097% | 30.76483% | 31.17912% | 29.41287% | 29.41533% | 29.80298% | 26.99156% | 26.99094% | 27.33797% |
| 19.75% | 32.36413% | 32.37827% | 32.33049% | 31.38842% | 31.40164% | 31.34659% | 29.98653% | 29.99937% | 29.93612% | 27.47519% | 27.48362% | 27.41640% |
| 20.00% | 32.93779% | 32.84206% | 32.96154% | 31.92197% | 31.82497% | 31.93654% | 30.46940% | 30.37513% | 30.47178% | 27.87406% | 27.78428% | 27.86412% |
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